Free Credit-Building Resources

Find Safe Credit Building Tools

Boston Build Credit’s network of community partners brings together free and low-cost credit-building resources to help you do everything from accessing and understanding your credit report to keeping your credit safe during COVID-19. Explore the different financial tools or products that can help you build a good credit score. Click here to learn more.

Reduce Your Debt

Getting out of debt is possible when you know what you owe and what you can do to repay it. If you’re ready to begin paying down your debt, click here.

To learn more about how to deal with debt collectors, click here.

Protect Your Credit Score

There are a number of ways you can protect your credit score.

– Dispute Errors – Click here to learn how to dispute an error on your credit report.

– Avoid scams – Fraud and scams can have a devastating impact on your financial health and can negatively impact your credit score. Click here to learn how to protect yourself from fraud and scams.

– Protect your identity – Checking your credit report regularly is an important way to make sure that you have not been a victim of financial fraud or identity theft. If you find suspicious activity on your credit report or on a financial account, take action immediately to resolve the issue. To learn more about how to protect yourself from identity theft, click here. A credit freeze is a free tool that lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. Click here to learn how to freeze your credit.

Make a purchase

Learn more about the importance of good credit when making a major purchase.

Get ready to buy a car
Get ready to buy a home
Financing your college education

Know Your Rights

To learn about your rights under the Fair Credit Reporting Act, click here.

Get Your Free Credit Report

You are entitled to a free credit report every 12 months from each of the three major consumer reporting companies (Equifax, Experian and TransUnion). You can request a copy from AnnualCreditReport.com. Click here to learn more about how to get your free credit report.

Other Resources

For a listing of additional resources available in the community click here.

Connect with a Coach

Get personalized, judgment-free financial support by connecting with a free financial coach.

 

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