What's the best credit building product?
That depends on each person! Credit products are not one size fits all, but designed to benefit specific groups of people. There are loans for those seeking home improvements and loans for anyone consolidating debt. There are student credit cards that reward good grades and retail credit cards for someone who likes shopping at certain stores.
If you're unsure what products might work best for you, our partner organizations can coach you through the process to find a safe and affordable product. If a product you want is offered by local financial institutions like credit unions or a bank, you can also visit them for more information. If you would rather compare credit products online, NerdWallet has useful tools to help.